Your points,
properly spent.

Wayloft connects your credit cards, points, and bonuses into one view. See exactly what your rewards are worth—and where to spend them.

THE PLATFORM

Cards, points, and bonuses. Connected.

PORTFOLIO
$12,450

estimated annual value

Add your cards. Wayloft calculates what every point, mile, and credit is worth across your entire portfolio.

OPTIMIZER
DiningGold · 4x
TravelCSR · 3x
GroceriesGold · 4x

For every purchase category, see which card earns the most. Never use the wrong card again.

BONUSES
Amex → Delta+30%
Chase → Hyatt+25%
6 days left

Real-time transfer bonus tracking across every bank. Get alerts before bonuses expire.

52

cards analyzed

15

transfer partners

13

spending categories

24/7

bonus monitoring

FREE TOOL

Is your card worth the annual fee?

Toggle the credits and perks you actually use. Get an instant verdict—keep, call for a retention offer, or downgrade. No signup required.

Analyze a Card

Your points are worth
more than you think.

Stop leaving value on the table. Wayloft shows you what your cards are worth and how to use every point.

Get Started Free