Wayloft Picks · 2026
Best Credit Cards for Travel
Travel smarter, not harder.
Premium and mid-tier travel cards with the best earning rates on flights and hotels, transfer partners, and travel perks.
At a Glance
| # | Card | Annual Fee | Signup Bonus | Best For |
|---|---|---|---|---|
| 1 | Hilton Honors American Express Aspire Amex | $550 | 175,000 pts | Hilton Diamond statuspremium Hilton loyalists |
| 2 | The Platinum Card from American Express Amex | $895 | 175,000 pts | luxury travellounge access |
| 3 | Wells Fargo Autograph Journey Wells Fargo | $95 | 60,000 pts | hotel & airline earningWells Fargo customers |
| 4 | Chase Sapphire Reserve Chase | $795 | 125,000 pts | premium travelersflights & hotels direct |
| 5 | Marriott Bonvoy Brilliant Amex Amex | $650 | 100,000 pts | Marriott loyalistspremium hotel card |
| 6 | American Express Gold Card Amex | $325 | 75,000 pts | dininggroceries |
Hilton Honors American Express Aspire
$550/year · 175,000 pts after $6,000 in 6mo
brand property
14x
flights
7x
dining
7x
The Platinum Card from American Express
$895/year · 175,000 pts after $12,000 in 6mo
flights
5x
dining
1x
groceries
1x
gas
1x
Wells Fargo Autograph Journey
$95/year · 60,000 pts after $4,000 in 3mo
hotels
5x
flights
4x
car rentals
3x
dining
3x
Chase Sapphire Reserve
$795/year · 125,000 pts after $6,000 in 3mo
flights
4x
hotels
4x
dining
3x
travel
1x
Marriott Bonvoy Brilliant Amex
$650/year · 100,000 pts after $6,000 in 6mo
brand property
6x
flights
3x
dining
3x
groceries
2x
American Express Gold Card
$325/year · 75,000 pts after $6,000 in 6mo
dining
4x
groceries
4x
flights
3x
travel
2x
Want a personalized recommendation?
Our quiz factors in your spending, credit score, and existing cards to find the best match for you.
Take the Quiz