Wayloft Picks · 2026
Best Credit Cards for Groceries
Maximize every trip to the store.
The top credit cards for supermarkets and grocery stores — some earning up to 6x points per dollar. If groceries are a big part of your budget, the right card makes a real difference.
At a Glance
| # | Card | Annual Fee | Signup Bonus | Best For |
|---|---|---|---|---|
| 1 | Hilton Honors American Express Surpass Amex | $150 | 130,000 pts | Hilton loyalistsgrocery & gas earning |
| 2 | Blue Cash Preferred Card from Amex Amex | $83.88 | 25,000 pts | grocery maximizerstreaming spend |
| 3 | Hilton Honors American Express Card Amex | $0 | 80,000 pts | no annual fee Hiltoncasual Hilton guests |
| 4 | American Express Gold Card Amex | $325 | 75,000 pts | dininggroceries |
| 5 | Marriott Bonvoy Boundless Credit Card Chase | $95 | 85,000 pts | Marriott loyalistsfree annual night |
| 6 | Citi Strata Premier Citi | $95 | 60,000 pts | all-around travel cardgas & groceries combo |
Hilton Honors American Express Surpass
$150/year · 130,000 pts after $3,000 in 6mo
brand property
12x
dining
6x
groceries
6x
gas
6x
Blue Cash Preferred Card from Amex
$83.88/year · 25,000 pts after $3,000 in 6mo
groceries
6x
streaming
6x
transit
3x
gas
3x
Hilton Honors American Express Card
No annual fee · 80,000 pts after $2,000 in 6mo
brand property
7x
dining
5x
groceries
5x
gas
5x
American Express Gold Card
$325/year · 75,000 pts after $6,000 in 6mo
dining
4x
groceries
4x
flights
3x
travel
2x
Marriott Bonvoy Boundless Credit Card
$95/year · 85,000 pts after $4,000 in 3mo
brand property
6x
dining
3x
groceries
3x
Citi Strata Premier
$95/year · 60,000 pts after $4,000 in 3mo
travel
3x
dining
3x
groceries
3x
gas
3x
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