bilt
BILT OBSIDIAN CARD
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Bilt

Bilt Obsidian Card

$95/year · renters, dining + rent combo, Hyatt transfers

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Quick Stats

Annual Fee

$95

Signup Bonus

None

Spend Requirement

N/A

Foreign Transaction Fee

None

Credit Score

good

Currency

BILT

Earning Rates

dining3x
travel2x
rent1x
groceries1x
gas1x
other1x

Earning Caps

dining: up to $25,000/year

Travel portal value

Worth 1¢ per point when booking through Bilt's travel portal

1¢/pt

Transfer Partners

Bilt Rewards

Airlines

American Airlines AAdvantage

AA·oneworld

1:1

instant

United MileagePlus

UA·Star Alliance

1:1

instant

Air Canada Aeroplan

AC·Star Alliance

1:1

instant

Alaska Airlines Mileage Plan

AS·oneworld

1:1

instant

Air France/KLM Flying Blue

AF·SkyTeam

1:1

instant

British Airways Avios

BA·oneworld

1:1

instant

Cathay Pacific Asia Miles

CX·oneworld

1:1

instant

Emirates Skywards

EK

1:1

instant

Turkish Miles&Smiles

TK·Star Alliance

1:1

instant

Virgin Atlantic Flying Club

VS·SkyTeam

1:1

instant

Hawaiian Airlines HawaiianMiles

HA

1:1

instant

Hotels

World of Hyatt

Points count toward Hyatt status

1:1

instant

IHG One Rewards

1:1

instant

Marriott Bonvoy

1:1

1-2 days

Perks & Benefits

  • Earn points on rent and mortgage (no fee)
  • Choose 3x on dining or groceries annually
  • 2x on travel
  • 1:1 transfer to Hyatt, AA, United, Air Canada, and more
  • $200 Bilt Cash upon approval

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